A stress test in the land of finance is an analysis or simulation designed to determine the ability a financial instrument has to deal with an economic crisis. Usually projections are based on the best case scenarios. We’ve all seen Dragons Den for example, where the pitcher is asked about yearly projections, Yr1,2,3. These estimates are based on hitting targets, growing workforce & consistent economy etc. In the lucrative world of banking the following is usually considered in a stress test;
There has been a lot of talk about the Black Lives Matter movement since extra light has been shed on the unjust killings of black men by white policemen in America. The movement started with campaigning against violence towards black people after the hashtag #BlackLivesMatter became popular on social media when George Zimmerman was acquitted of murdering Trayvon Martin, a black teen, in 2013.
Luxurious international conglomerate LVMH comprises of 60 brands including Moet & Louis Vuitton. The company’s chairman and CEO is Bernard Arnault, born 5 March 1949. Arnault is a French business magnate and art collector who’s estimated wealth is said to be at $37bn. After graduating in engineering in 1971 he joined his father’s civil engineering company Ferret-Savinel. Through well timed liquidation & acquisition Arnault swooped from construction to luxury goods and in under a decade he became the first shareholder of LVMH which is now the world leader in luxury brands
LVMH is a French multinational luxury goods conglomerate some of who’s subsidiaries are;
Wines and spirits – Cahteau Yquem, Hennessy, Moet, Belvedere, Krug & Dom Perignon.
Fashion – Christian Dior, Louis Vuitton, Berluti, Fendi, Givenchy, Donna Karan & Marc Jacobs.
Other brands – Nude, Fresh, Guerlain, Fred, Hublot, TAG Heuer, Zenith & Bvlgari.
Culture & Performance
LVMH was formed by the merger of fashion house Louis Vuitton and Moet Hennessey in 1987. The company operates in over 70 countries and employs 125,000 people. There are 3,860 stores worldwide and the reach in Asia especially is growing significant pace. There is a historic energy that flows through the company and its long standing past will contribute to its vivacious future. They utilise the benefits of the digital era and have found a way to ensure their legendary craft appeals to generations to come. Their support for iconic and popular events has helped them to continually develop contemporary branding concepts. Personally, I find the choice of celebrity endorsements sublime. The company share price has been steadily rising for nearly ten years, and this dividend paying stock shows no signs of slowing down. LVMH truly epitomises what a luxury brand should be.
Their Christian Dior celebrity choices are of the highest quality in entertainment.
Azealia Banks is probably more mentally stable than you.
Azealia Banks is a female American rapper born in 1991. Notorious for her sharp tongue and liberating music, Azealia has inspired just as many people as she has offended and her life journey seems to reflect this. Growing up she had a troubled childhood. Her Dad passed away from pancreatic cancer when she was 2 and her mom submitted Azealia and her two sisters to physical and emotional abuse.
Skepta aka Joseph Junior Adenuga born in 1982 is an MC from Tottenham North London. He started his musical career as a DJ and began to develop his own sound as part of the roll deep crew with his brother JME. Grime was still underground at this stage and a lot of the music and MC’s sounded the same. Skepta didn’t really stand out at this point as Wiley, Kano and Dizzee Rascal became the evolving faces of the scene. Skepta branched out to form Boy Better Know which was a truly independent record label. From here Skepta’s originality and audible proficiency was showcased on a variety of singles, mix-tapes and clashes. The sound remained within genre, with typical grime beats and a jabbing flow. Listen to ‘Microphone champion’ and you can see the potential of the artist swallowed up by what the status-quo expected from a grime artists at the time. This is why the grime scene stayed stagnant for so long.
Propaganda is so powerful these days that the media can make you believe anything. Especially in the weird and wonderful world of politics. With the up and coming US presidential election we have been given a delectable bad guy in the form of Donald Trump who is most famous for the Celebrity apprentice TV show. We have always known him to speak his mind, and in the current debates he has been given a platform to showcase his borderline bigotry and the whole world ran with it. Trump speaks as a lone wolf amongst controlled monsters who spout corporate rhetoric in the hope of receiving votes. He is different and will have a tough time if he is to win. He has however, had some progressive things to say in his speeches and debates.
Trinidad James ft Mystikal and Lil Dicky – Just a lil thick. Trinidad James’s verse was mediocre which is where he’s always been as a rapper. Mystikal shouts too much and probably shouldn’t be around all these women in the video. Lil Dicky kills them both in flow, lyirical content and wit.
The most common age for young girls to start wearing make up in this country is 11yrs old. It seems that society these days has an unhealthy obsession with beauty and appearance. We are bombarded on a daily basis by airbrushed images of models on the TV, radio, magazines & newspapers so I can understand why this creates a warped perception of beauty in many people’s minds. Children exposed to this pick up the insecure vibration levels and jump on the slap stick band wagon to clown looking town. Now there’s nothing wrong with a little make up, but imagine a world where looking like Katie Price isn’t what young girls aspire to. Imagine picking up a magazine and seeing Kelly Brook embracing the beauty of her human flaws.
An Indonesian martial arts fest that is skull-splinteringly violent, uncompromisingly intense and simply brilliant. The fight scenes are visually sublime, and the actors fulfil their roles superbly. The leading man is Iko Uwais who tops the list of martial arts heroes and is directed by the Welsh film-maker Gareth Huw Evans, who keeps a 10-tonne weight positioned on the accelerator from start to finish. In Enter the Dragon, Bruce Lee famously says: “We need emotional content, not anger.” But frankly there seems to be an awful lot of anger here and its brilliant. I can’t believe that the filming ended without some pretty serious hospitalisation for everyone concerned. There really aren’t many films that will have you holding clenched fists to the corners of your mouth for over an hour and a half. I was forever bleating the two clipped monosyllables of shock: “Ohhhsh … ” and “Ohhhhf …”. Totally Freaking Awesome!
Tupac Shakur, born June 1971. He was a well known rapper, who was infamously known for his trouble with the law and his prominent West Coast affiliation. Even though he was born in East Harlem, New York.
I always admired how Tupac came across in some of his interviews and some of his song lyrics are deep. Some people would describe him as a conscious rapper who speaks to black youth, a lyrical soldier afraid of no one. He’s also been labelled as the greatest rapper of all time. Many young black children today look up to Tupac as a visionary leader and there have been numerous documentaries supporting these claims as his fan love is constantly splattered all over the internet.